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The future of lending

Denied by the Bank?
We make mortgages easy.

Poor credit? Self-employed? No problem. Quick approvals, no hassles, no stress tests. We unlock mortgage options others miss using AI-powered matching and expert human support.

Why banks say no. Why we say yes.

Banks use rigid criteria. We look at the full picture. Self-employed income, property equity, your story — we find solutions where others see problems.

⚡️

Speed that feels like magic

Approvals in days, not weeks. Our automated document processing and lender matching engine cuts administrative friction by 90%.

Pre-approval ready

Deep Liquidity Network

Access to private funds, B-lenders, and prime institutions.

Private banker, South Asian male, 40sFintech operations lead, white female with short blond hairPrivate lender representative, Black male, 50sMortgage investment analyst, East Asian female with glassesCredit union officer, Latino male, 40s
+50

AI-Driven Structuring

We structure deals to maximize your borrowing power.

98%Success Rate

We're not robots. We just use them.

Behind every algorithm is a team of seasoned experts who understand that life isn't a spreadsheet. We advocate for your story, not just your credit score.

Bad credit? We understand.
Self-employed? We speak your language.
Complex portfolio? We've seen it all.
Sarah J., real estate investor

“Garrison found a solution when three other banks said no. They actually listened to my story.”

Sarah J.

Real Estate Investor, Toronto

Let's get you approved.

Fill out the form to get a preliminary quote. Our AI will match you with potential lenders instantly, and a human expert will review your unique scenario.

No Hard Credit Check

We respect your credit score. Initial assessments are always soft checks.

Bank-Level Security

Your data is encrypted and protected with the highest security standards.

Fast Turnaround

Most clients receive a term sheet within 24-48 hours.

Prefer to talk?

647-558-2300

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Market Rates
  • RBC Prime7.20%
  • 5Y GoC3.05%0.02%
  • 10Y GoC3.45%0.01%
  • 5Y CMB3.50%
  • 10Y CMB3.80%
  • RBC Prime7.20%
  • 5Y GoC3.05%0.02%
  • 10Y GoC3.45%0.01%
  • 5Y CMB3.50%
  • 10Y CMB3.80%
  • RBC Prime7.20%
  • 5Y GoC3.05%0.02%
  • 10Y GoC3.45%0.01%
  • 5Y CMB3.50%
  • 10Y CMB3.80%
  • RBC Prime7.20%
  • 5Y GoC3.05%0.02%
  • 10Y GoC3.45%0.01%
  • 5Y CMB3.50%
  • 10Y CMB3.80%
Denied? Self-Employed? No Problem | Private Mortgages | Garrison