Terms and Conditions

1. Eligibility and Scope

• Our services are intended for residents of Ontario, Canada.
• You must be the age of majority in Ontario to apply for mortgage services.
• Use of this site does not guarantee approval or an offer of credit.

2. No Financial or Legal Advice

Content on this site is for informational purposes only and does not constitute financial, legal, or tax advice. You should obtain advice from qualified professionals tailored to your circumstances.

3. Application and E‑Signatures

By submitting an application or inquiry, you represent that the information you provide is accurate and complete. You consent to the use of electronic signatures and electronic records where permitted by law.

4. Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information in compliance with PIPEDA and applicable Ontario rules.

5. Communications and Consent

By providing your contact details, you consent to us contacting you about your application and related services. With your express consent under Canada’s Anti‑Spam Legislation (CASL), we may send marketing communications, which you can opt out of at any time.

6. Intellectual Property

The site’s content, design, and trademarks are owned by or licensed to Garrison and are protected by applicable laws. You may not copy, modify, distribute, or create derivative works without our prior written consent.

7. Third‑Party Links

Our website may link to third‑party sites we do not control. We are not responsible for their content, policies, or practices. Accessing third‑party sites is at your own risk.

8. Disclaimers

• Services are provided on an “as is” and “as available” basis.
• We do not warrant uninterrupted or error‑free operation of the site.
• Rates, terms, and product availability are subject to change without notice.

9. Limitation of Liability

To the fullest extent permitted by law, Garrison is not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of the site or services.

10. Governing Law and Jurisdiction

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. You agree to the exclusive jurisdiction of the courts of Ontario for any disputes related to these Terms.

11. Changes to These Terms

We may update these Terms from time to time. The “Last updated” date will indicate the most recent revision. Continued use of the site after changes means you accept the updated Terms.

12. Contact Us

Questions about these Terms can be sent to mortgages@garrisonco.ca.

Phone: 647 558 2300

Brokerage License #13362 • Ontario, Canada